SPIN is committed to protecting the privacy of our customer's personal information. State and federal law requires that we notify you about how we collect, store, protect, and share the personal information you provide. Our promise to you is that we will never sell your personal private information to anyone.
When you apply for insurance coverage with SPIN, certain personal information is required. The information submitted to us will be used primarily for the purpose of providing you an accurate quote for your premiums but also to make sure we have a more comprehensive understanding of your needs as a client. We may also use this information to deliver to you information about SPIN and promotional material from some of our partners, trend analysis, pattern detection, and site administration. Any information received is necessary to provide a level of certainty of intent and to maximize credibility. Your information may also be needed in order to aid with the continual improvement of the site, compile basic demographic data and to generally improve the services offered to you. Additionally, SPIN collects nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms you submit;
- Information about your transactions with us, our affiliates, or others;
- On documentation you provide to us in relation to claims reporting and adjustment; and
- Information we receive from a consumer reporting agency.
This information may include any of the following:
- Your name
- Your address
- Your email address
- Your telephone number
- Your date of birth
- Your social security number
- You bank information
- Your mortgage information; and
- Your history related to insurance such as claims information and payment history.
We restrict access of this nonpublic personal information and it is only available to our employees who need the information for valid business reasons. Before we share your information with any vendors or affiliates, they must agree in writing to maintain the nonpublic personal information as confidential. We never share any of this information unless required for a valid business reason, authorized by you, or permitted/required by law, and we maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to guard your nonpublic personal information. Some vendors/affiliates we may share your information with are as follows:
- Independent insurance agents and agencies
- Independent insurance adjusters or claims representatives
- Companies hired to perform inspections
- Companies hired to perform audits
- Government agencies
- Vendors who process payments
- Companies with whom we have a joint marketing agreement to perform services on our behalf
Our site has industry standard security measures in place to protect the loss, misuse, and alteration of the information under our control. While there is no such thing as "perfect security" on the internet, we will take all reasonable steps to ensure the safety of your personal information.
Our website may contain links to other websites. SPIN is not responsible for the privacy practices or the content of such websites.
BREACH OF TERMS AND CONDITIONS
Without prejudice to SPIN's other rights under these Terms and Conditions, if you breach these Terms and Conditions in any way, SPIN may take such action as it deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
If any one or more of the provisions contained in these Terms and Conditions is, for any reason, held to be invalid, illegal, or unenforceable in any respect, that invalidity, illegality, or unenforceability will not affect any other provisions contained in the Terms and Conditions, but the Terms and Conditions will be construed as if those invalid, illegal, or unenforceable provisions had never been contained the Terms and Conditions.
The failure of SPIN to insist upon the performance of any of the provisions under these Terms and Conditions shall not be construed as a waiver of any provision of the Terms and Conditions, but the same shall continue and remain in full force and effect as if no such forbearance or waiver had occurred.
This Agreement shall be governed by, construed, and enforced in accordance with the laws of the State of Florida without giving effect to any principles of conflicts of laws.
The descriptive headings of the sections and subsections of these Terms and Conditions are for convenience only, and do not affect the construction or interpretation of the Terms and Conditions.